This beginner’s credit course is designed to provide an introduction to the basics of credit and credit management. The course will cover topics such as understanding credit scores, the differences between secured and unsecured loans, the importance of tracking credit utilization, and the process of applying for a loan. Students will learn how to build and maintain a good credit rating, how to use credit responsibly, the importance of budgeting and financial planning, and how to protect their credit from identity theft. At the end of the course, students will have a better understanding of the credit system, how to use credit wisely, and how to make informed decisions when it comes to credit. They will also learn about the different types of loans, the interest rates, and the repayment terms associated with each type. Additionally, students will learn how to identify and avoid common pitfalls when applying for credit, such as applying for too much credit or taking out loans they cannot afford. Overall, this course is designed to provide students with the knowledge and skills necessary to make informed decisions regarding credit and credit management. By the end of the course, students should have a better understanding of the basics of credit and how to use credit responsibly. This course is perfect for those who are new to the credit world and want to learn the basics in a short amount of time.