The course will begin with a review of basic credit concepts. Participants will learn how to read and analyze their credit report, recognize how different types of accounts and transactions can affect their score, and understand the role of credit scores in different financial decisions. Participants will then explore the various strategies used to repair credit, such as dispute letters and the use of credit monitoring services. They will learn how to identify and address errors on credit reports, create strategies to improve their credit score, and utilize resources to stay on top of credit repair efforts. After gaining an understanding of the fundamentals of credit repair, participants will explore the legal implications of credit repair. They will learn about their rights under the Fair Credit Reporting Act, the regulations in place that protect consumers, and the repercussions of engaging in illegal credit repair methods. By the end of the course, participants will have a comprehensive understanding of the credit repair process. They will have the tools and strategies needed to evaluate their credit, create strategies for improving their credit score, and understand their legal rights as a consumer. In addition, the course will provide resources for furthering their credit repair efforts, such as credit counseling services and access to financial education courses.