Good Loans & Bad Loans- All About NPA/NPL Management + Quiz
Learn why bank loans fail? Learn how to maintain a healthy asset portfolio. Learn all about NPA/NPL Management
Ratings 4.64 / 5.00
What You Will Learn!
- Learn Indepth about NPA Management.
- Learn how to indentify a Bad Loan and how banks manage their bad loans.
- Learn how banks make provisions on risky loans.
- Learn why banks Write Off bad loans and when the loans are Waived Off.
- Learn how Banks monitor their Loan accounts.
- Learn how banks identify Fund Diversion & Fund Siphoning by unscroupless borrowers.
- Learn about Agriculure Loans and about NPAs in Agriculture Loans.
- Learn peculiar characteristics of CC & OD Loans.
- Learn about Date of Commencement of Commercial Operations(DCCO) for Project Loans and its NPA Norms.
Description
Banks provide Loans for their sustenance from public money and make all-out efforts to keep the loans healthy. But monitoring the loan portfolio is an uphill task for any bank. The health of the loans keeps fluctuating from Good to Bad in a never-ending cycle. The bad loans are called Non-Performing Assets(NPA) or Non-Performing Loans(NPL). Therefore, the study of NPA or NPL Management is compulsory in all professional courses.
Courses like CAIIB, CA, CS, CMA, CFA, and MBA courses have a fair degree of depth, depending on their orientation. Even commerce courses and those preparing for civil services and other competitive examinations are required to know the concepts to a large extent. The subject is vast and complex. To add to the woes of the student community, the Central Bank’s circulars and Government notifications are worded in technical jargon, which makes understanding difficult.
This course decodes the subject succinctly with a clear and concise explanation. Stress has been given to the core concepts before moving on to details. The Concepts have been correlated with appropriate case studies and practical problems. The course will immensely benefit the student community and working professionals alike. The course will also benefit any beginner who is not aware of the subject. It has been designed to suit students at the beginner to advance levels.
How this course is different?
Focus on banking and financial concepts.
Focus on Legal Concepts.
Focus on Case Studies
Lucid explanation of technical words.
Avoiding technical jargon and bookish language.
The teaching style will suit the student community of all levels.
Well-designed course curriculum
Quizzes at the end to Self-Test your understanding.
Empowers you to digest the subject and apply in real cases.
For whom this Course is Meant?
Students preparing for Civil Services Examinations
Students preparing for Competitive Examinations
Students of CA/CS/CMA/CFA/MBA & Commerce
Bank Managers & Credit Officers
Professionals engaged in Banking audits like Audit Executives, Audit Clerks & Concurrent Auditors.
What will you learn in this Course?
Banking Model & Banking Risks.
The IRAC Norms.
Credit Monitoring.
Cash Basis & Accrual Basis of Accounting.
Income Recognition & Income Reversal in NPAs.
Understanding CC & OD Loans.
How to Identify PA & NPA?
Overdue & Out of Order Concepts.
NPA in Agriculture Loans.
Asset Classification & Understanding Book Debt Statement.
Provisioning Norms for all Loans including Guaranteed Loans.
DCCO in Project Loans and its Provisioning Norms.
Write Off & Waiver of Loans.
Understanding the Impact of NPAs.
Understanding the Causes of NPAs.
Understanding CRAR & Minimum Capital Requirements in Banks.
Are there any Pre-Requisites for taking this Course?
As such, there is no Pre-Requisite. Anyone who is interested to learn the subject can enroll in this course. Only a good internet connection with a Laptop/PC/Mobile/Tablet will unravel the stored knowledge.
Live Support
In case of any difficulty, you can always contact me. I shall be at arm’s length to handhold you in your journey.
Just enroll in the course and start the journey with me.
See you inside the course.
Who Should Attend!
- Students of CA/CS/CMA/CFA/MBA & Commerce.
- Students preparing for Civil Services Examinations.
- Students preparing for Competitive Examinations.
- Bank Managers & Credit Officers.
- Professionals engaged in Banking Audit like Audit Executives, Audit Clerks & Concurrent Auditors.
- Any beginner who is interested to know the subject.
