** NEW CONTENT/RESOURCES ADDED as per Student Request **
Learn how to buy a house right the first time and save thousands of dollars in the process. I will walk you through, step-by-step in full transparency on the full house buying purchase process from start to finish, how to think about buying a home, where to find the best deals and how I saved over $90,000 on a $198,000 house. This course is a MUST for First Time Home Buyers!
By the end of the course you'll walk away well prepared knowing for the entire home buying process:
How much of a home you can really afford (based on income and savings)
Pros and Cons of Buying vs. Renting & Buying vs. Building
A Balanced Approach to House Buying, taking into consideration Finances, Function & Preferences
A 5 Factor Analysis to Comprehensively Review the Factors that Impact Your Ability to Buy a Home
How to Manage Your Finances and Understand if You're Saving Enough
The Full House Purchase Process from Start to Finish
The Key Terms You Need to Negotiate in the Purchase Process
Pitfalls to Avoid
How to Compare Different Homes with Simple Valuation Techniques
Why Your Credit Score Matters and How to Improve It
The Types of Financing Available
The Loan Pre-Approval & Approval Process
Concrete Action Steps You Can Do NOW to prepare yourself for Success when Buying a Home
How I Found My Deal
How I Saved Over $90,000 on a $198,000 Home and How You Can Too!
Here are a few of the resources I'll be sharing with you (with a video explanation & download for you to fill out):
My Actual Real Estate Sale & Purchase Agreement
My Actual Credit Report
My Actual Seller's Property Condition Disclosure Form
My Actual Loan Pre Qualification Letter
My Actual Home Inspection Report
My Actual Home Appraisal Report
My Actual Loan Closing Disclosure
I'll also be giving you Custom Checklists & Resources that I made to make the First Time Home Buying Process Much Smoother:
Home Buying Timeline Management Checklist (to help you keep track of what's done & what isn't)
Financial Checklist (to help you keep track of the many costs, so there aren't any surprises)
Family Income Statement (to help you know where you're at financially and what you can afford)
Functional Checklist (to make sure you're getting all of the features you want & need in your home)
Preferences Checklist (to help you keep track of which home you liked and why as you view many properties)
Lender Comparison Sheet (to help you compare lenders apples to apples across multiple loan estimate formats)
Disclosure:
In the interest of full transparency, please note that I am not a licensed real estate professional, and do not have the same level of technical experience and understanding that a real estate agent, broker, title agent, real estate attorney or other such professional will have. This course is based on the actual process that I went through in buying my home, and the hours and hours of research, interviews and ground work that I did in order to get a great deal. I believe that as one new home buyer to another, that this course will be of great value to you, I just want to be transparent and up-front.
I did save over $90,000 on my home purchase, which is over the course of the life of the loan. It is important to consider out of pocket expenses today, as well as into the future. I have not adjusted this number for "net present value" or inflation or any other financial techniques to increase it. I have simply added up the savings I will be enjoying today, and over the course of the loan and report them as is.